How to avoid falling for phishing scams and protect yourself

Phishing is a type of identity theft that typically takes place online, most frequently through the use of email, and it collects all of the user's personal information to use for fraudulent purposes.

How to avoid falling for phishing scams and protect yourself
How to protect yourself from phishing scams and ensure you don't lose money. Photo by Phil Desforges / Unsplash

Phishing has become one of the most common forms of cyber fraud since, due to the constant use of electronic devices, fraudsters have found a quick and easy way to steal all our data. In general, phishing fraud is easy to carry out, since by sending a text message or email, people, and even companies, can become victims of this type of scam.

How does a phishing scam work?

Experts assure us that 9 out of 10 access to company information is due precisely to phishing. This type of fraud is carried out through e-mail.

The fraud starts when thieves pretend to be from a government agency and send a text message or email with a link where supposedly these services or taxes must be paid.

By clicking on the link, a gap will be generated and they will be able to steal all the personal information they want, such as names, surnames, and even bank accounts.

How to avoid being a victim of phishing fraud

Sometimes it is difficult to identify if you are a victim of phishing. However, there are different ways to identify this type of fraud:

Verify the user: If you receive an email or text message, always check if it comes from an official agency before opening the link because if not, you could be a victim of phishing. You can verify this by checking the domain of the email.

Spelling mistakes: A key factor in detecting phishing is spelling mistakes since on many occasions, detecting even the smallest mistake can save you from falling into this fraud.

Offering a coupon or gift: Many times, scammers seek to reach the user by offering discounts, gifts, or coupons, so if it is not an official account, it is advisable not to click on the link that is sent.

Safeguard your data: Providing an extra security factor to accounts, whether personal or business, will make accessing your accounts less likely. An example could be a security code or fingerprints.